When I had my little fender vendor last March, I was afraid that our car insurance will go up. I didn’t find out who’s fault it was because I didn’t want to know that it was my fault. But, I was expecting a letter from my insurance agent about the incident. March had passed, then April, and there was no communication from our insurance agent. Last Monday, I received an envelope from our car insurance company and it was the renewal and the schedule of payment and for how much. I was expecting a higher that our usual monthly premium, but to may surprise, it came down. The reason was, we pay on time every month. We do a monthly automatic deduction. Wohoo! What a savings! I like it when things like this happens.